Ski Pass and Transit Problems Are Part of the Risk

[alexsnowy1985]

What makes winter insurance feel different is that the losses are not always dramatic, yet they can still be expensive and frustrating. I was looking at https://www.globelink.eu/winter-sports-travel-insurance.html and noticed it includes benefits for unused ski passes and for equipment lost, stolen, or damaged in transit, which feels well aligned with how snow holidays actually go wrong. Which smaller winter-specific issue do you think travellers underestimate most before departure?